Join as a Community Bank or Credit Union

The following criteria are necessary for community banks or credit unions joining Lowcountry Local First and constitute Lowcountry Local First’s definition of a local independent financial institution:

Because banks are typically regional in scope we accept banks under the following criteria.

  • 1) Lending decisions are made locally with people that customers can build a relationship with.
  • 2) Controlling interest of 50% or more is held within the state
  • 3) The business can make independent decisions regarding the name and look of the business, business purchasing, practices and distribution; as well as pays all their own marketing, rent, and other business expenses.
  • 4) Based locally and is headquartered within the state of South Carolina

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